Cash Flow Forecast – Predict Your Business Cash Flow 6-12 Months Ahead
The cash flow forecast tool helps small businesses and entrepreneurs predict cash flow over 6-12 month horizons. Enter monthly income and expenses to see cash development as a graph.
The tool visualizes positive and negative cash flow monthly and warns if cash threatens to go negative. You can add seasonal variations, large investments, and variable costs. Perfect for sole proprietors, startups, and small corporations.
Why is cash flow more important than profit?
A business can be profitable and still go bankrupt due to cash flow — if customers pay late but your bills are due on time. Cash flow tells you if there's money in the account right now. Forecasting helps identify bottlenecks early and secure financing before it's too late.
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Browse all tools →Cash flow forecast helps predict business or household money flows for upcoming months. An important tool for entrepreneurs and those interested in financial management for liquidity planning.
Enter income and expenses monthly, and the forecast shows cash position development graphically and numerically.
- Enter recurring and one-time income and expenses on monthly basis.
- See cash position development as a visual curve.
- Identify months when cash might get tight.
Forecast is based on your input estimates – actual cash position may differ.
- Negative cash flow means expenses exceed income – prepare in advance.
- Seasonal variations show clearly when you enter monthly values.
- Update forecast regularly based on actual figures.
Cash flow forecast is a planning tool, not an accounting program.
- Forecast doesn't replace accounting firm or bookkeeper services.
- Delayed payments and unexpected expenses can change situation quickly.
- Your data isn't saved to servers – save results yourself if needed.